NRI, 49, plans return to India citing AI and ageism concerns, seeks advice

A 49-year-old NRI tech professional plans to return to India amid AI and ageism concerns, seeking advice on whether his savings will sustain him and his family.

A 49-year-old NRI tech professional, who has spent over two decades in India and the US, is planning to return to India but is concerned about AI, visa issues, and ageism. Despite having a successful career, he fears that automation and workplace biases could force early retirement.

Sharing his concerns on social media, he detailed his savings: Indian Mutual Funds: ₹1.6 crore, US Mutual Funds: $430k, 401k: $290k, US Stocks: $50k. He is seeking advice on whether these assets will sustain him and his family, especially as he anticipates renting a home in India.

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Netizens have offered mixed guidance, with some highlighting challenges in the Indian job market, while others suggested rental options and schooling solutions to ease the transition.

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